/* FINAL geometry overrides. Empty slots reserve the real component footprint.
   Font identification and missing photographs are explicitly not certified 1:1. */
/* Homepage only: quiet wave accents, without changing section geometry. */
.home #main{background:#fff url('../home-waves.svg') center top/100% auto repeat-y}
.home #main>:is(.online-section,.documents-section,.ufg-section,.claims-section,.branches-section,.contact-section){background:rgb(244 250 255 / .68)}
@media(max-width:767px){.home #main{background-size:800px 1100px}}
:root{--patronat-navy:#012754;--navy:var(--patronat-navy);--navy-deep:#032b43;--ink:var(--patronat-navy);--green:#00a46b;--green-dark:#008457;--pale:#f4faff;--container:1740px;--shadow:0 3px 11px #1739560c}
body{font-family:'Roboto',sans-serif;line-height:1.45}
h1,h2,h3{letter-spacing:-.025em;line-height:1.12}
h2{font-size:clamp(28px,2.25vw,43px);margin-bottom:9px}
.container{width:min(var(--container),90.64%)}
.section{padding-block:24px}
.button{background:var(--green);min-height:44px;padding:10px 22px;font-weight:600;font-size:clamp(13px,.97vw,18px);line-height:1.2}
.button-outline{background:transparent}
.button:hover{background:var(--green-dark)}
.button-outline:hover{background:#ffffff0d}
.text-link{font-size:clamp(12px,.88vw,16px);font-weight:600;gap:8px}
.muted,.section-heading p{font-size:clamp(14px,1.02vw,19px);line-height:1.35}
.section-heading{margin-bottom:16px}
.section-heading h2{margin-bottom:4px}
.eyebrow{font-size:clamp(13px,.98vw,18px);font-weight:500;gap:8px;margin-bottom:6px}
/* Header */
.header-inner{min-height:clamp(76px,5.8vw,110px);gap:22px}
.brand{flex:0 0 clamp(190px,17vw,310px);min-width:0}
.brand-image{width:100%;max-height:65px;object-position:left center}
.brand-missing{display:flex;flex-direction:column;justify-content:center;min-height:48px;width:100%;max-width:220px;min-width:0;border:1px dashed #a4b6c5;padding:6px 12px;color:var(--muted);font:13px/1.4 'Roboto',sans-serif;letter-spacing:0}
.brand-missing small{font-size:9px;letter-spacing:.06em}
.nav-list{gap:clamp(16px,1.8vw,34px)}
.nav-list a{font-size:clamp(12px,.84vw,16px)}
.header-buy{margin-left:auto;min-width:clamp(140px,11vw,200px)}
/* Photographs approved for reconstruction in V4; missing client records stay explicit. */
.photo{background:#eaf1f4}
.photo.is-missing{outline:1px dashed #aebfca;outline-offset:-1px}
.asset-note{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;padding:12px;text-align:center;color:#677e8f;font:12px/1.4 'Roboto',sans-serif}
.asset-note b{font-size:9px;font-weight:500;letter-spacing:.08em}
.hero{min-height:clamp(470px,34vw,652px)}
.hero-inner{padding:clamp(28px,2.3vw,44px) 2.3vw 24px}
.hero-copy{width:53%;max-width:850px}
.hero .eyebrow{font-size:12px;margin-bottom:6px}
.hero .eyebrow:before{display:none}
.hero h1{font-family:'Lora',serif;font-size:clamp(48px,4.05vw,78px);font-weight:700;line-height:1.04;letter-spacing:-.025em;margin:8px 0 15px}
.hero p{font-size:clamp(18px,1.4vw,27px);line-height:1.25;margin-bottom:0}
.hero-actions{gap:16px;margin:20px 0 24px;max-width:580px}
.hero-actions .button{flex:1;min-height:48px;font-size:clamp(13px,.96vw,18px);padding-inline:12px;white-space:nowrap}
.hero-benefits{gap:26px}
.hero-benefits li{gap:10px;font-size:clamp(12px,.95vw,18px);font-weight:600;line-height:1.3}
.hero-photo{background:var(--navy-deep);outline:0!important}
.hero-photo>img{object-position:60% center}
.hero-photo.is-missing:after{display:none}
.hero-photo:not(.is-missing):after{background:linear-gradient(90deg,#032b43bd,transparent 75%)}
.hero-photo .asset-note{left:55%;color:#a8becd}
/* About */
.about{padding-top:32px;padding-bottom:12px}
.about-grid{grid-template-columns:44% 1fr;gap:3%}
.about-photo{width:100%;aspect-ratio:1.15;min-height:0;border-radius:5px}
.about-copy{display:flex;flex-direction:column;min-width:0}
.about-copy h2{font-size:clamp(28px,2.23vw,42px);line-height:1.15;margin-bottom:14px;max-width:none}
.about-text{font-size:clamp(14px,1.02vw,19px);line-height:1.45}
.about-text p{margin-bottom:14px}
.stats{margin-top:auto;padding-top:10px}
.stats>div{min-height:90px;padding:12px 9px;font-size:clamp(11px,.84vw,16px);gap:10px}
.stats .icon{width:35px;height:35px}
.stats strong{font-size:clamp(17px,1.2vw,23px)}
/* Offer */
.offer-section{padding-top:0;padding-bottom:22px}
.offer-toggle{min-height:132px;justify-content:center;padding:12px 7px}
.offer-toggle>.icon{margin-bottom:10px}
.offer-toggle strong{font-size:clamp(13px,.95vw,18px);line-height:1.22}
.offer-toggle small{font-size:clamp(11px,.76vw,14px);line-height:1.25}
.offer-plus{display:none}
.offer-toggle[aria-expanded=true]{background:#f7fcfa}
/* Insurer, document and feed states preserve their card grids. */
.partners{padding-top:10px;padding-bottom:22px}
.insurer-strip{gap:14px;padding:3px 0 8px}
.insurer-strip>.insurer-card,.insurer-strip>.asset-slot{flex:0 0 calc((100% - 84px)/7);scroll-snap-align:start}
.insurer-card{min-height:88px;border-radius:6px}
.asset-slot{display:flex;align-items:center;justify-content:center;gap:10px;min-height:88px;min-width:0;border:1px solid var(--line);border-radius:6px;background:white;box-shadow:var(--shadow);color:#708593;text-align:center;font-size:9px;letter-spacing:.04em}
.asset-slot small{display:block;font-size:11px;letter-spacing:0;margin-top:5px;font-weight:400}
.carousel-controls button{border:0;background:transparent}
.online-section{background:var(--pale);padding-top:16px;padding-bottom:26px}
.online-card>.photo{aspect-ratio:1.45}
.online-card .asset-note{font-size:11px}
.online-card .asset-note>span{display:none}
.online-card-body{display:flex;flex-direction:column;padding:14px 14px 12px;min-height:132px}
.online-card h3{font-size:clamp(14px,1.02vw,19px);line-height:1.2;letter-spacing:-.015em;min-height:36px;margin-bottom:6px}
.availability{font-size:clamp(11px,.76vw,14px);margin:0 0 10px}
.online-card .button{font-size:clamp(11px,.81vw,15px);padding:8px 5px;gap:5px;min-height:40px;margin-top:auto;white-space:nowrap}
.online-card .button .icon{width:14px;height:14px}
/* Three-part quote composition; all actual form fields retained. */
.quote-section{padding-block:22px}
.quote-grid{grid-template-columns:31% 41% 1fr;gap:24px}
.quote-copy h2{font-size:clamp(28px,2.25vw,43px);margin-bottom:18px}
.quote-copy>p{font-size:clamp(19px,1.6vw,30px);line-height:1.4;max-width:470px}
.check-list{margin-top:24px}
.check-list li{margin-block:12px;font-size:clamp(13px,1.05vw,20px)}
.quote-photo{position:relative;display:block;inset:auto;width:auto;height:auto;opacity:1;min-height:0;margin:-22px -4.68vw -22px 0;background:#153e55}
.quote-photo>img{object-position:65% center}
.quote-photo .asset-note{color:#adc1cc}
.quote-form{padding:16px}
.policy-tabs{margin-bottom:12px}
.policy-tabs span{border-bottom-width:2px;font-weight:600}
.form-grid{gap:9px 12px}
.field>label{font-size:12px;font-weight:500;line-height:1.3;margin-bottom:4px}
.field input,.field textarea,.field select{padding:8px 10px;line-height:1.25;border-radius:3px;background:#fcfdff}
.field textarea{min-height:60px}
.form-help{font-size:11px;line-height:1.3}
.quote-form .field-postal,.quote-form .field-message{grid-column:auto}
.privacy-note{font-size:10px;line-height:1.4;margin:10px 0}
.quote-form>.button{font-size:14px}
/* Documents and claims */
.documents-section{padding-block:20px 16px;background:var(--pale)}
.document-grid{gap:14px}
.document-card,.asset-slot-document{min-height:92px;padding:16px;gap:14px}
.asset-slot-document{justify-content:flex-start;text-align:left}
.asset-slot-document>.icon{color:#ef5265;width:28px;height:28px}
.claims-section{background:var(--pale)}
.claims-grid{grid-template-columns:44.6% 1fr;gap:36px}
.claims-copy{background:transparent;color:var(--ink);padding:30px 30px 32px;min-height:330px}
.claims-copy:after{display:none}
.claims-copy p{color:var(--ink)}
.claims-copy .claims-benefits .icon{color:var(--green)}
.claims-copy .eyebrow{color:#68b763}
.claims-copy h2{font-size:clamp(36px,3.05vw,58px);line-height:1.08;margin-bottom:16px}
.claims-copy p{font-size:clamp(14px,1.02vw,20px);line-height:1.35}
.claims-benefits{gap:24px;margin-top:25px}
.claims-benefits span{gap:10px;font-size:clamp(12px,.93vw,18px)}
.claims-list{padding-block:26px 16px}
.claims-logos .insurer-card,.claims-logos .asset-slot{min-height:84px;padding:10px}
@media(min-width:1024px){.claims-logos .insurer-card img[src*="client-20261027-compact-tuw"]{height:60px}}
.claims-list>.text-link{margin-top:12px}
/* Review / two Facebook cards */
.social-grid{grid-template-columns:38% 1fr;gap:30px;padding-block:12px 22px}
.social-grid h2{font-size:clamp(22px,1.66vw,32px);margin-bottom:5px}
.social-grid .muted{font-size:12px;margin-bottom:10px}
.review-awaiting{min-height:230px;padding:22px;background:white;border:1px solid var(--line);border-radius:6px;box-shadow:var(--shadow);display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;color:var(--muted)}
.review-awaiting>span{font-size:10px;letter-spacing:.06em}
.review-awaiting p{font-size:13px;max-width:240px;margin:12px 0}
.facebook-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.asset-slot-post{min-height:230px;position:relative;align-items:flex-start;padding:22px 12px}
.asset-slot-post:after{content:'';position:absolute;left:12px;right:12px;top:88px;bottom:34px;border:1px dashed #c5d3dc;background:#f3f7fa}
/* Branch cards: side-by-side data and map on desktop. */
.branches-section{background:var(--pale);padding-block:16px 20px}
.branches-section>.container>.eyebrow{font-size:12px;margin-bottom:6px}
.branches-grid{gap:18px;margin-top:18px}
.branch-card{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:14px;align-items:start;align-content:start;padding:12px 8px;box-shadow:none}
.branch-info,.branch-map{min-width:0}
.branch-email{overflow-wrap:anywhere}
.branch-heading{gap:8px;margin-bottom:10px}
.branch-heading>.icon{width:22px;height:22px}
.branch-card h3{font-size:clamp(14px,1.05vw,20px);line-height:1.2;margin:0 0 5px}
.branch-card address{font-size:clamp(12px,.85vw,16px);line-height:1.4}
.branch-detail{gap:8px;margin-bottom:8px;font-size:clamp(12px,.87vw,16px);line-height:1.35}
.branch-detail>.icon{width:19px;height:19px}
.branch-detail>div{gap:3px;min-width:0}
.branch-detail a{min-height:24px;display:flex;align-items:center;font-weight:500;white-space:nowrap}
.branch-email{display:block;font-size:12px;line-height:1.35;margin:0 0 0 27px}
.branch-map{display:flex;flex-direction:column;gap:8px;height:100%}
.map-awaiting{min-height:165px;margin:0;background:#edf3f6;border:1px dashed #bfced8;border-radius:3px;font-size:9px;letter-spacing:.04em;padding:8px;text-align:center}
.map-awaiting small{display:block;font-size:11px;letter-spacing:0;margin-top:6px}
.branch-map>.button{min-height:40px;font-size:12px;padding:9px 5px;gap:5px}
.branch-map>.button .icon{width:14px;height:14px}
.map-slot{margin:0;background:#edf3f6}
.map-load{min-height:125px;font-size:12px;gap:5px;padding:8px}
.map-slot>small{padding-inline:8px}
.map-slot iframe{height:170px}
.data-note{grid-column:1/-1;font-size:10px;line-height:1.3;margin:0}
/* Contact: one desktop input row and the portrait on the right. */
.contact-section{background:var(--pale);padding-block:16px 0}
.contact-grid{grid-template-columns:66% 1fr;gap:28px}
.contact-grid>div:first-child{min-width:0}
.contact-form{padding-bottom:22px}
.contact-form .form-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:8px 10px}
.contact-form .field-wide:first-child,.contact-form .field:nth-child(2){grid-column:auto}
.contact-form .button{min-width:240px}
.contact-photo{display:block;min-height:330px;height:auto;width:auto;justify-self:stretch;background:transparent}
.contact-photo>img{object-position:center bottom}
.contact-photo.is-missing{background:#eaf2f7}
/* Compact footer, with the local notice outside the approved header. */
.site-footer{padding-top:26px}
.footer-grid{grid-template-columns:1.35fr .95fr 1.25fr 1fr;gap:36px}
.footer-brand .brand-image{width:220px;max-height:58px;background:white;padding:6px;border:0;border-radius:3px}
.footer-brand .brand-missing{width:215px;color:#b8cdd9;border-color:#6f8d9d}
.footer-brand p{font-size:12px;line-height:1.5;margin:12px 0}
.site-footer h2{font-size:14px;margin-bottom:10px}
.site-footer ul{margin:0}
.site-footer li{margin:0}
.site-footer li a{display:inline-flex;align-items:center;min-height:24px;font-size:12px;line-height:1.2}
.footer-branches>div{font-size:11px;line-height:1.35;margin-bottom:8px}
.footer-branches a{display:inline-flex;min-height:24px;align-items:center}
.social-awaiting{display:block;font-size:9px;color:#a8bfcc;letter-spacing:.04em}
.social-awaiting small{display:block;max-width:150px;font-size:11px;letter-spacing:0;margin-top:6px}
.footer-bottom{padding-block:14px;margin-top:18px;font-size:10px;gap:20px}
.local-notice{background:transparent;color:#a3bdcc;font-size:10px;line-height:1.4;padding-block:0 10px;text-align:center}
@media(min-width:1024px){
 .hero-actions{max-width:clamp(580px,42vw,810px)}
 .hero-actions .button{min-height:clamp(48px,3.5vw,67px)}
 .hero-benefits .icon{width:clamp(32px,2.9vw,55px);height:clamp(32px,2.9vw,55px)}
 .stats .icon{width:clamp(35px,3.1vw,60px);height:clamp(35px,3.1vw,60px)}
 .offer-toggle>.icon{width:clamp(37px,4.4vw,84px);height:clamp(37px,4.4vw,84px)}
 .claims-copy{margin-left:calc((100vw - min(1740px,90.64vw))/-2);padding-left:calc((100vw - min(1740px,90.64vw))/2);min-height:clamp(330px,24vw,460px)}
 .offer-toggle{min-height:clamp(132px,9.7vw,186px)}
 .insurer-strip>.insurer-card,.insurer-strip>.asset-slot{min-height:clamp(88px,6.5vw,124px)}
 .online-card-body{min-height:clamp(132px,9.4vw,180px)}
 .quote-grid{min-height:clamp(0px,26vw,500px)}
 .document-card,.asset-slot-document{min-height:clamp(92px,6.75vw,130px)}
 .review-awaiting,.asset-slot-post{min-height:clamp(230px,16vw,307px)}
}
@media(max-width:1250px){
 .header-inner{gap:14px}.brand{flex-basis:170px}.nav-list{gap:12px}.nav-list a{font-size:11px}.header-buy{min-width:120px;padding-inline:14px}
 .hero-copy{width:60%}.hero-actions{max-width:530px}.hero-benefits{gap:20px}.hero h1{font-size:50px}
 .about-grid{gap:24px}.about-text{font-size:14px}.stats{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:8px}.stats>div{min-height:72px}
 .quote-grid{grid-template-columns:30% 45% 1fr;gap:18px}.quote-copy>p{font-size:19px}.quote-copy h2{font-size:27px}
 .branch-card{grid-template-columns:1fr}.branch-map{height:auto}.map-awaiting{min-height:84px}.map-load{min-height:84px}.footer-grid{gap:24px}
}
@media(max-width:1023px){
 .container{width:calc(100% - 40px)}.header-inner{min-height:72px}.brand{flex-basis:180px}.header-buy{margin-left:auto}
 .hero-copy{width:70%}.hero-inner{padding:32px 16px}.hero h1{font-size:48px}.hero-photo .asset-note{left:72%;font-size:11px}
 .about-grid{grid-template-columns:40% 1fr;gap:20px}.about-copy h2{font-size:27px}.about-photo{aspect-ratio:auto}.about-text{font-size:15px}
 .offer-toggle{min-height:120px}.online-card h3{font-size:16px}.online-card .button{font-size:13px}
 .insurer-strip>.insurer-card,.insurer-strip>.asset-slot{flex-basis:calc((100% - 42px)/4)}
 .quote-grid{grid-template-columns:32% 52% 1fr;gap:16px}.quote-photo{margin-right:-20px}.quote-copy h2{font-size:25px}.quote-copy>p{font-size:18px}.check-list li{font-size:13px}
 .claims-grid{grid-template-columns:44% 1fr;gap:22px}.claims-copy{padding:24px}.claims-copy h2{font-size:34px}.claims-benefits{flex-direction:row;gap:15px}.claims-benefits span{font-size:11px}.claims-benefits .icon{width:25px;height:25px}
 .claims-logos{grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}.claims-logos .asset-slot,.claims-logos .insurer-card{min-height:70px;padding:6px}.claims-logos .insurer-card img{height:38px}
 .social-grid{grid-template-columns:38% 1fr;gap:20px}.social-grid h2{font-size:21px}.facebook-cards{gap:12px}
 .branches-grid{gap:12px}.branch-card{padding:14px 12px}.branch-card h3{font-size:16px}.branch-card address,.branch-detail{font-size:13px}
 .contact-grid{grid-template-columns:70% 1fr;gap:18px}.contact-form .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.contact-photo{min-height:350px}
}
@media(max-width:767px){
 .container{width:calc(100% - 32px)}.section{padding-block:20px}h2,.section-heading h2{font-size:23px;line-height:1.13}.section-heading{gap:10px;margin-bottom:12px}.section-heading p,.muted{font-size:14px;line-height:1.35}.eyebrow{font-size:13px;margin-bottom:5px}.eyebrow:before{width:22px}.text-link{font-size:12px;min-height:36px}
 .header-inner{min-height:70px;gap:10px}.brand{flex:0 1 170px}.brand-image{max-height:44px}.brand-missing{min-height:42px;font-size:11px;padding:5px 8px}.brand-missing small{font-size:8px}.header-buy{min-width:90px;padding:10px 12px;font-size:12px}.menu-toggle{width:38px;flex-basis:38px;padding:8px}
 .hero{min-height:440px;border-radius:0 0 11px 11px}.hero-inner{padding:36px 6px 22px}.hero-copy{width:100%;max-width:none}.hero .eyebrow{display:none}.hero h1{font-size:34px;line-height:1.05;max-width:340px;letter-spacing:-.03em;margin:6px 0 15px}.hero p{font-size:16px;max-width:290px;line-height:1.35}.hero-actions{gap:10px;margin:20px 0 22px;max-width:none}.hero-actions .button{min-height:46px;font-size:14px;flex:auto;width:100%}.hero-benefits{gap:0}.hero-benefits li{font-size:11px;line-height:1.3;gap:8px;padding:0 7px}.hero-benefits .icon{width:30px;height:30px}.hero-photo .asset-note{inset:6px 12px auto auto;display:block;padding:0;font-size:8px;color:#c0d2df}.hero-photo .asset-note b{font-size:8px}.hero-photo .asset-note>span{display:none}.hero-photo>img{object-position:64% center}.hero-photo:not(.is-missing):after{background:linear-gradient(90deg,#032b43a0,#032b430d),linear-gradient(0deg,#032b43,transparent 70%)}
 .about{padding-top:14px;padding-bottom:14px}.about-grid{display:flex;gap:12px}.about-copy{display:contents}.about-copy>.eyebrow{margin:0}.about-copy>h2{font-size:23px;line-height:1.13;margin:0}.about-text{font-size:16px;line-height:1.45}.about-text p{margin-bottom:12px}.about-photo{aspect-ratio:2.12;min-height:0}.stats{margin:0;padding:0;gap:10px}.stats>div{min-height:84px;padding:12px 9px;gap:10px;font-size:12px}.stats .icon{width:31px;height:31px}.stats strong{font-size:19px}
 .offer-section{padding-top:8px}.offer-grid{gap:10px}.offer-toggle{grid-template-columns:29px minmax(0,1fr);gap:3px 9px;min-height:88px;padding:14px 10px;justify-content:initial}.offer-toggle>.icon{width:29px;height:29px;margin:0}.offer-toggle strong{font-size:13px;line-height:1.15;letter-spacing:-.02em;overflow-wrap:normal}.offer-toggle small{font-size:11px;line-height:1.25}.offer-card:last-child .offer-toggle{min-height:76px}
 .partners{padding-top:6px;padding-bottom:18px}.partners h2{font-size:21px}.insurer-strip{gap:8px;max-height:244px;padding:0}.insurer-strip>.insurer-card,.insurer-strip>.asset-slot{min-height:80px}.insurer-strip.awaiting-grid>.asset-slot:nth-child(n+7){display:none}.insurer-card img{height:42px}.asset-slot{font-size:8px}.asset-slot small{font-size:10px}.carousel-controls{display:none}
 .online-section{padding-block:18px}.online-section h2{font-size:22px}.online-section .section-heading>.text-link{margin-left:auto;min-height:30px}.online-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.online-card>.photo{aspect-ratio:1.25}.online-card .asset-note{padding:4px}.online-card .asset-note b{font-size:7px}.online-card-body{padding:9px 7px;min-height:137px}.online-card h3{font-size:12px;min-height:44px;line-height:1.18;letter-spacing:-.015em;margin-bottom:5px;overflow-wrap:anywhere}.availability{font-size:10px;line-height:1.2;margin-bottom:7px}.online-card .button{font-size:11px;line-height:1.2;min-height:44px;padding:6px 3px;white-space:normal;gap:3px}.online-card .button .icon{width:12px;height:12px}
 .quote-section{padding-block:20px}.quote-grid{display:block;position:relative}.quote-copy{margin-bottom:16px;width:90%}.quote-copy h2{font-size:23px;margin-bottom:7px}.quote-copy>p{font-size:15px;line-height:1.3;margin:0;max-width:290px}.check-list{display:none}.quote-form{width:78%;min-width:min(280px,100%);padding:12px;border-radius:9px}.policy-tabs{margin-bottom:10px}.policy-tabs span{font-size:12px;min-height:44px}.form-grid{gap:9px 8px}.field>label{font-size:11px;min-height:14px}.field input,.field textarea,.field select{font-size:16px;padding:8px 7px}.form-help{font-size:10px;line-height:1.3}.quote-form .field-postal,.quote-form .field-message{grid-column:1/-1}.privacy-note{font-size:10px}.quote-form>.button{font-size:13px;min-height:46px;padding-inline:8px}.quote-photo{position:absolute;inset:0 -16px -20px 58%;width:auto;height:auto;margin:0;z-index:0;outline:0!important}.quote-photo>img{object-position:70% center}.quote-photo .asset-note{inset:auto 3px 16px auto;width:100%;max-width:100px;padding:6px;font-size:10px}.quote-photo .asset-note b{font-size:8px}
 .documents-section{padding-block:15px}.document-grid{gap:9px;grid-template-columns:repeat(2,minmax(0,1fr))}.document-card,.asset-slot-document{min-height:80px;padding:10px;gap:8px}.document-card strong{font-size:11px}.document-card>.icon:first-child,.asset-slot-document>.icon{width:22px;height:22px}
 .claims-grid{display:block}.claims-copy{min-height:0;background:transparent;color:var(--ink);padding:18px 0 16px;display:grid;grid-template-columns:62% 1fr;column-gap:15px}.claims-copy:after,.claims-copy>.eyebrow{display:none}.claims-copy h2{font-size:26px;line-height:1.05;margin:0 0 10px}.claims-copy p{font-size:13px;line-height:1.35;color:var(--ink);grid-column:1;margin:0}.claims-benefits{grid-column:2;grid-row:1/3;flex-direction:column;gap:12px;margin:0;justify-content:center}.claims-benefits span{font-size:11px;gap:7px;line-height:1.2}.claims-benefits .icon{width:22px;height:22px;color:var(--green)}.claims-list{padding:0 0 12px}.claims-list .small-heading{display:none}.claims-logos{grid-template-columns:repeat(4,minmax(0,1fr));gap:7px}.claims-logos .insurer-card,.claims-logos .asset-slot{min-height:55px;padding:5px}.claims-logos .insurer-card img{height:36px}.claims-logos .asset-slot{font-size:7px}.claims-logos .asset-slot small{font-size:9px}.claims-list>.text-link{justify-content:center;margin-top:8px}
 .social-grid{grid-template-columns:1fr;gap:18px;padding-block:12px 16px}.social-grid h2{font-size:21px}.social-grid .muted{font-size:12px}.review-awaiting{min-height:80px;padding:12px;flex-direction:row;gap:12px;justify-content:flex-start;text-align:left}.review-awaiting>span{font-size:8px}.review-awaiting p{margin:0;font-size:12px}.facebook-cards{gap:10px}.asset-slot-post{min-height:190px;padding:16px 8px}.asset-slot-post:after{left:8px;right:8px;top:68px;bottom:25px}
 .branches-section{padding-block:12px 18px}.branches-section>.container>.eyebrow{display:none}.branches-section h2{font-size:23px}.branches-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px;margin-top:14px;align-items:stretch}.branch-card{display:flex;flex-direction:column;gap:8px;padding:12px 7px;box-shadow:var(--shadow)}.branch-info{width:100%;flex:1}.branch-heading{display:block;margin-bottom:10px;position:relative}.branch-heading>.icon{width:16px;height:16px;margin-bottom:5px}.branch-card h3{font-size:13px;line-height:1.2;min-height:31px;overflow-wrap:anywhere;hyphens:manual}.branch-card address{font-size:12px;line-height:1.4;overflow-wrap:anywhere}.branch-detail{display:block;font-size:12px;line-height:1.3;margin-bottom:9px}.branch-detail>.icon{width:15px;height:15px;margin-bottom:4px}.branch-detail a{white-space:normal;font-size:12px;min-height:30px;letter-spacing:-.02em}.branch-detail>div{gap:0}.branch-email{font-size:10px;margin:0;line-height:1.4}.branch-map{width:100%;height:auto;margin-top:auto}.map-awaiting{min-height:48px;padding:5px;font-size:7px}.map-awaiting small{font-size:10px;margin-top:3px}.branch-map .button{font-size:10px;min-height:44px;white-space:normal}.branch-map .button .icon{display:none}.map-load{min-height:60px;font-size:11px}.map-load .icon,.map-slot>small{display:none}.data-note{font-size:9px}
 .contact-section{padding-block:14px 0}.contact-grid{position:relative;display:block}.contact-grid>div:first-child{position:relative;z-index:1}.contact-grid h2{font-size:23px}.contact-grid>.contact-photo{position:absolute;right:-16px;bottom:0;width:30%;height:66%;min-height:220px;z-index:0}.contact-photo>img{object-position:63% bottom}.contact-photo .asset-note{font-size:9px;padding:6px;justify-content:flex-end;padding-bottom:15px}.contact-photo .asset-note b{font-size:7px}.contact-grid .muted{font-size:13px;margin-bottom:12px}.contact-form{width:76%;min-width:min(245px,100%);padding-bottom:20px}.contact-form .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.contact-form .button{min-width:0;width:100%;min-height:46px;font-size:14px}
 .site-footer{padding-top:18px}.footer-grid{grid-template-columns:1.15fr .85fr 1fr .85fr;gap:10px}.footer-brand{grid-column:auto}.footer-brand .brand-missing{width:100%;min-height:42px;padding:5px;font-size:9px}.footer-brand .brand-missing small{font-size:7px}.footer-brand .brand-image{max-height:42px}.footer-brand p{font-size:10px;line-height:1.4;margin:9px 0}.site-footer h2{font-size:11px;line-height:1.2;margin-bottom:8px}.site-footer li a{font-size:10px;line-height:1.25;min-height:28px}.footer-branches>div{font-size:10px;line-height:1.4;overflow-wrap:anywhere}.footer-branches a{font-size:10px;min-height:28px}.social-awaiting{font-size:7px;letter-spacing:0}.social-awaiting small{font-size:9px;line-height:1.4}.footer-bottom{flex-direction:row;flex-wrap:wrap;gap:8px;font-size:9px;margin-top:14px;padding-block:12px}.local-notice{font-size:9px;padding-bottom:10px}
}
@media(max-width:374px){
 .header-inner{gap:7px}.brand{flex-basis:148px}.header-buy{min-width:84px;font-size:11px;padding-inline:10px}.hero h1{font-size:31px}.hero-actions .button{font-size:13px}.hero-benefits li{font-size:10px;padding-inline:5px}
 .offer-toggle{grid-template-columns:24px minmax(0,1fr);column-gap:6px;padding-inline:8px}.offer-toggle>.icon{width:24px;height:24px}.offer-toggle strong{font-size:12px}.stats>div{gap:7px;font-size:11px}.stats .icon{width:27px;height:27px}.online-grid{gap:6px}.online-card-body{padding-inline:5px}.online-card .button{font-size:10px}.branch-card{padding-inline:5px}.branch-card h3{font-size:12px}.branch-detail a{font-size:11px}.claims-copy{column-gap:10px}.claims-copy h2{font-size:24px}.claims-benefits span{font-size:10px}
}
/* V4 assets and real map embeds; preserve the approved card grid. */
.about-photo>img{object-position:center 42%}
.contact-photo>img{object-fit:contain;object-position:right bottom;mix-blend-mode:multiply}
.contact-photo>img{position:absolute;inset:0;width:100%;height:100%}
.quote-photo>img{position:absolute;inset:0;width:100%;height:100%}
.map-slot{height:200px;border:1px solid #dbe5ed;border-radius:5px}
.map-slot .map-load{height:151px;min-height:0;flex-direction:column;color:var(--ink)}
.map-slot .map-load>.icon{color:var(--green);width:32px;height:32px}
.map-slot>small{font-size:10px;line-height:1.25;padding:0 9px 8px}
.map-slot iframe{width:100%;height:200px;border:0}
.map-dialog{width:min(640px,calc(100vw - 32px));max-width:none;padding:18px;border:0;border-radius:8px;color:var(--ink);box-shadow:0 16px 64px #032b4370}
.map-dialog::backdrop{background:#032b4399}
.map-dialog h2{font-size:20px;margin-bottom:12px}
.map-dialog iframe{display:block;width:100%;height:360px;border:0;margin-bottom:14px}
.map-dialog .button{display:block;margin-left:auto}
@media(min-width:1251px){.branch-card{grid-template-columns:minmax(0,1fr) minmax(202px,1fr)}}
@media(min-width:768px) and (max-width:1023px){.about-photo>img{object-position:30% center}}
@media(max-width:767px){
 .hero-photo>img{object-position:82% center}
 .about-photo>img{object-position:center top}
 .quote-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#06334e80,transparent 50%),linear-gradient(180deg,#06334e90,transparent 45%);pointer-events:none}
 .map-slot{height:132px}
 .map-slot .map-load{height:80px;font-size:10px;padding:6px}
 .map-slot .map-load>.icon{display:block;width:20px;height:20px}
 .map-slot>small{display:block;font-size:8px;line-height:1.2;padding:0 4px 5px}
 .contact-grid>.contact-photo{width:34%;height:60%;min-height:0}
 .contact-photo>img{object-position:right bottom}
}
/* V5: insurer disclosure, local static maps and only the offer category icons. */
.partners .partners-grid{display:flex;flex-wrap:wrap;justify-content:flex-start;overflow:visible;max-height:none;scroll-snap-type:none}
.partners-grid>.insurer-card{min-width:0;flex:0 0 calc((100% - 84px)/7)}
.partners-grid:has(+.partners-toggle[aria-expanded=true]){justify-content:center}
.partners-grid>.insurer-card[hidden],.partners-toggle[hidden]{display:none}
.partners-grid .insurer-card img{width:100%;max-width:140px;object-fit:contain}
.partners-demo-note{font-size:12px;color:var(--muted);margin:-6px 0 12px}
.partners-toggle{display:flex;margin:8px 0 0 auto;padding:6px 0;min-height:44px;border:0;background:transparent;color:var(--green-dark);cursor:pointer}
.partners-toggle:focus-visible{outline:3px solid #e1a000;outline-offset:3px}
#oferta .offer-toggle>.icon{color:var(--navy);transition:color .18s ease}
#oferta .offer-toggle:focus-visible>.icon,#oferta .offer-toggle[aria-expanded=true]>.icon{color:var(--green)}
@media(hover:hover){#oferta .offer-toggle:hover>.icon{color:var(--green)}}
@media(prefers-reduced-motion:reduce){#oferta .offer-toggle>.icon{transition:none}}
.branch-map .map-preview{position:relative;overflow:hidden;background:#f2f1ec}
.map-preview>img{display:block;width:100%;height:100%;object-fit:cover}
.map-preview .map-attribution{position:absolute;bottom:0;left:0;right:0;background:#ffffffed;padding:3px 4px;font-size:9px;line-height:1.25;color:#123b64;text-align:center;text-decoration:underline}
@media(max-width:1023px){.partners-grid>.insurer-card{flex-basis:calc((100% - 42px)/4)}}
@media(max-width:767px){.partners-grid>.insurer-card{flex-basis:calc((100% - 8px)/2)}.partners-demo-note{font-size:11px}.partners-grid .insurer-card img{height:48px}.map-preview .map-attribution{font-size:8px}}
/* V7: supplied logo variants and the two full insurer catalogs only. */
.footer-brand .brand-image.brand-approved{background:transparent;padding:0;border:0}
.purchase-catalog .catalog-step{font-size:22px;margin-top:26px}
.purchase-catalog .category-tabs{margin:14px 0 24px}
.catalog-notice{padding:16px 20px;background:#f4f7f5;border-left:3px solid var(--green);border-radius:4px;font-size:14px;line-height:1.6}
.catalog-entry{min-width:0;text-align:center}
.catalog-entry .insurer-card{min-height:110px;width:100%;padding:18px}
.catalog-entry .insurer-card img{height:64px;width:100%;max-width:190px;object-fit:contain}
.catalog-entry h3{font-size:15px;margin:12px 0 5px;line-height:1.4}
.catalog-status{font-size:12px;color:var(--muted);margin:0 0 4px}
.catalog-demo{display:block;font-size:10px;color:var(--muted);line-height:1.4}
@media(max-width:767px){.purchase-catalog .catalog-step{font-size:19px}.catalog-entry .insurer-card{min-height:90px;padding:12px}.catalog-entry .insurer-card img{height:50px}.catalog-entry h3{font-size:13px}.catalog-notice{padding:12px 14px;font-size:12px}.catalog-status{font-size:11px}}
/* V8: plain offer lists, copyright and contextual purchase help. */
.offer-submenu .offer-types{list-style:none;margin:0;padding:0}
.offer-types>li{display:flex;align-items:center;min-height:44px;padding:8px;font-size:12px;line-height:1.45}
.footer-credit{max-width:100%;line-height:1.5}
.footer-credit>a{text-decoration:underline;text-underline-offset:2px}
.purchase-help{display:flex;flex-direction:column;align-items:flex-start;gap:18px;padding-top:24px;border-top:1px solid var(--line)}
.purchase-help h2{font-size:22px;line-height:1.3;margin:0 0 8px}
.purchase-help p{font-size:15px;line-height:1.6;margin:0;color:var(--muted)}
.purchase-help>.button{flex-shrink:0}
@media(max-width:767px){.offer-types>li{font-size:13px}.purchase-help{flex-direction:column;align-items:stretch;gap:18px}.purchase-help h2{font-size:20px}.purchase-help>.button{width:100%}}
/* V9: readable supporting text within the existing sections and card grids. */
:root{--muted:#4b6277}
.pat-form .field>label{font-size:14px;line-height:1.45;font-weight:600;color:var(--ink)}
.pat-form .field input,.pat-form .field select,.pat-form .field textarea{font-size:16px;line-height:1.4;min-height:44px}
.pat-form .field textarea{min-height:88px}
.pat-form input::placeholder,.pat-form textarea::placeholder{color:#52677a;opacity:1}
.pat-form .form-help,.pat-form .privacy-note,.pat-form .field-error{font-size:14px;line-height:1.5}
.pat-form .form-help,.pat-form .privacy-note{color:#435d73}
.privacy-note a{color:#006e4b;text-decoration:underline;text-underline-offset:2px}
.policy-tabs span{font-size:15px}
.contact-grid .muted{font-size:16px;line-height:1.5}
.section-heading p{font-size:clamp(15px,1.05vw,19px);line-height:1.45}
.hero-benefits li{font-size:clamp(13px,.95vw,18px);line-height:1.4}
.hero-benefits li>span{min-width:0;overflow-wrap:anywhere;hyphens:manual}
.claims-benefits span{font-size:13px;line-height:1.4}
.purchase-catalog>p,.purchase-catalog .muted,.purchase-help p{font-size:16px;line-height:1.5}
.purchase-catalog .category-tabs a{font-size:15px;line-height:1.4;min-height:44px}
.catalog-notice,.catalog-status,.catalog-demo{font-size:14px;line-height:1.5}
.catalog-entry h3{font-size:16px;line-height:1.4}
.offer-toggle small{font-size:13px;line-height:1.4}
.offer-toggle strong{font-size:clamp(14px,.95vw,18px);line-height:1.25}
.offer-types>li{font-size:14px;line-height:1.45}
.partners-demo-note,.availability,.social-grid .muted,.review-awaiting p{font-size:14px;line-height:1.45}
.online-card .button{font-size:13px;white-space:normal}
.document-card strong,.asset-slot small{font-size:14px;line-height:1.45}
.text-link{font-size:14px;line-height:1.4}
.branch-card address,.branch-detail,.branch-detail a,.branch-email,.data-note{font-size:14px;line-height:1.45}
.data-note{color:var(--muted)}
.branch-map>.button{font-size:13px;line-height:1.4;white-space:normal}
.stats>div{font-size:14px;line-height:1.4;min-width:0}
.stats>div>span{min-width:0}
.stats strong{font-size:clamp(22px,1.55vw,28px);line-height:1.25}
.stat-number{white-space:nowrap;font-variant-numeric:tabular-nums}
.stat-value{display:inline-block;width:calc(var(--digits)*1ch);text-align:right}
.stat-label{display:block;overflow-wrap:anywhere;hyphens:manual}
.footer-grid>*{min-width:0}
.site-footer h2{font-size:16px;line-height:1.35}
.site-footer li a,.footer-brand p,.footer-branches>div,.footer-branches a,.social-awaiting small{font-size:14px;line-height:1.5;overflow-wrap:anywhere}
.site-footer li a,.footer-branches a{min-height:32px}
.footer-bottom,.local-notice{font-size:13px;line-height:1.5;color:#d7e4ed}
.footer-bottom>*{min-width:0;overflow-wrap:anywhere}
.social-awaiting{font-size:11px}
@media(min-width:768px) and (max-width:1250px){.contact-form .form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:767px){
 .contact-form .form-grid{grid-template-columns:1fr}
 .contact-form .field{grid-column:1/-1}
 .online-card h3{font-size:14px;line-height:1.3}
 .availability{font-size:13px}
 .branch-card address,.branch-detail,.branch-detail a,.branch-email{font-size:13px}
 .branch-email{overflow-wrap:anywhere}
 .stats .icon{flex-shrink:0}
 .site-footer h2{font-size:14px}
 .site-footer li a,.footer-brand p,.footer-branches>div,.footer-branches a,.social-awaiting small{font-size:13px;hyphens:auto}
 .footer-bottom,.local-notice{font-size:12px}
}
/* Client changes 19.10.2026: only approved component exceptions to FINAL. */
.offer-grid{grid-template-columns:repeat(8,minmax(0,1fr))}
.offer-submenu{min-width:240px;max-width:calc(100vw - 32px)}
.offer-card:nth-last-child(-n+2) .offer-submenu{left:auto;right:-1px}
.offer-types>li{padding:0}
.offer-interest{display:block;width:100%;padding:10px 12px;min-height:44px;overflow-wrap:anywhere}
#oferta .offer-toggle>.icon{transition:color .18s ease,transform .18s ease}
#oferta .offer-toggle:is(:hover,:focus-visible,[aria-expanded=true])>.icon{color:var(--green);transform:scale(1.08)}
.footer-brand>a{display:block}
.home .unilink-partner{margin:24px 0 40px;background:linear-gradient(135deg,transparent 87%,#dceaf560 87%,#dceaf560 92%,transparent 92%),#f2f8fce6}
.home .unilink-inner{display:grid;grid-template-columns:300px minmax(0,1fr);align-items:center;gap:24px;max-width:1080px;min-height:140px}
.home .unilink-partner p{margin:0;padding:0 0 0 56px;border-left:1px solid #cddce7;font-size:clamp(18px,1.68vw,24px);line-height:1.45;color:var(--ink)}
.home .unilink-clearspace{width:300px;max-width:100%}
.home .unilink-clearspace img{display:block;width:100%;height:140px;object-fit:cover}
.partner-marquee{overflow:hidden;padding:4px 0}
.partner-set{display:flex;flex-wrap:wrap;justify-content:center;gap:14px}
.partner-set>.insurer-card{flex:0 0 170px;width:170px;min-height:88px;padding:12px}
.partner-set img{width:100%;height:56px;object-fit:contain}
.partner-duplicate{display:none}
.partner-marquee.is-enhanced .partner-track{display:flex;width:max-content;animation:pat-partners 70s linear infinite}
.partner-marquee.is-enhanced .partner-set{flex-wrap:nowrap;flex-shrink:0;padding-right:14px}
.partner-marquee.is-enhanced .partner-duplicate{display:flex}
.partner-marquee:is(:hover,:focus-within,.is-paused) .partner-track{animation-play-state:paused}
.partners-pause{margin-right:20px;font-size:12px;background:transparent;border:0;padding:8px 0;cursor:pointer}
.partners-grid{justify-content:center;margin-top:12px}
.claims-product-links{display:flex;flex-direction:column;align-items:center;gap:4px}
.claims-product-links a{font-size:13px;text-decoration:underline}
.ufg-section{padding:12px 0;background:var(--pale)}
.ufg-inner{display:flex;align-items:center;gap:22px;padding:20px 24px;background:#fff;border:1px solid var(--line);border-radius:6px}
.ufg-inner>.icon{width:44px;height:44px;color:var(--navy)}
.ufg-inner h2{font-size:22px;margin-bottom:8px}
.ufg-inner p{font-size:14px;margin:0;max-width:780px}
.ufg-inner>.button{flex-shrink:0;margin-left:auto}
.quote-form .policy-tabs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:4px}
.quote-form .policy-tabs span{height:100%;display:flex;align-items:center;justify-content:center;padding:9px 4px;font-size:14px}
.quote-form .field-wide{grid-column:1/-1}
.quote-form .form-help{margin:5px 0 0;font-size:12px}
.construction-help summary{cursor:pointer;color:var(--green-dark);text-decoration:underline;min-height:32px}
.construction-help p{margin:8px 0}
.attachments-unavailable{padding:10px;border:1px dashed #94a6b5;border-radius:4px}
.quote-photo>img{object-position:58% bottom}
@keyframes pat-partners{to{transform:translateX(-50%)}}
@media(min-width:1251px) and (max-width:1600px){.stats>div:nth-child(3) strong{font-size:19px}.stats>div:nth-child(3){gap:5px}}
@media(max-width:1023px){.offer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.ufg-inner{flex-wrap:wrap}.ufg-inner>div{flex:1;min-width:200px}.ufg-inner>.button{margin-left:66px}}
@media(max-width:767px){
 .offer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
 .offer-card:last-child{grid-column:auto}.offer-card:last-child .offer-toggle{min-height:88px}
 .offer-card:nth-child(even) .offer-submenu{left:auto;right:-1px}
 .offer-card:nth-child(odd) .offer-submenu{left:-1px;right:auto}
 .home .unilink-partner{margin:16px 0 24px;padding:16px 0 24px}
 .home .unilink-inner{grid-template-columns:minmax(0,1fr);gap:12px;justify-items:center;min-height:0}
 .home .unilink-clearspace{width:260px}.home .unilink-clearspace img{height:104px}
 .home .unilink-partner p{padding:18px 0 0;border-left:0;border-top:1px solid #cddce7;font-size:18px;text-align:center}
 .partner-set>.insurer-card{flex-basis:150px;width:150px}
 .ufg-inner{padding:16px;gap:12px}.ufg-inner>.icon{width:32px;height:32px}.ufg-inner h2{font-size:19px}.ufg-inner>.button{margin:0;width:100%}
 .quote-form .policy-tabs{grid-template-columns:repeat(2,minmax(0,1fr))}
 .quote-form .policy-tabs span{font-size:13px;min-height:42px}
}
@media(prefers-reduced-motion:reduce){
 #oferta .offer-toggle>.icon{transition:none;transform:none!important}
 .partner-marquee.is-enhanced .partner-track{animation:none;width:100%;display:block}
 .partner-marquee.is-enhanced .partner-set{flex-wrap:wrap;padding:0}
 .partner-marquee.is-enhanced .partner-duplicate,.partners-pause{display:none}
}

/* Mobile V10: branches, online cards, quote form and footer only. */
@media(max-width:767px){
 .branches-section .branches-grid{grid-template-columns:minmax(0,1fr);gap:20px}
 .branches-section .branch-card{padding:20px;gap:16px}
 .branches-section .branch-heading{display:flex;gap:12px;margin-bottom:14px}
 .branches-section .branch-heading>.icon{width:24px;height:24px;margin:0;flex-shrink:0}
 .branches-section .branch-card h3{font-size:20px;line-height:1.3;min-height:0;margin-bottom:6px;overflow-wrap:normal}
 .branches-section .branch-card address,.branches-section .branch-detail,.branches-section .branch-detail a{font-size:15px;line-height:1.5;letter-spacing:normal}
 .branches-section .branch-detail{display:flex;gap:12px;margin-bottom:12px}
 .branches-section .branch-detail>.icon{width:20px;height:20px;margin:2px 0 0;flex-shrink:0}
 .branches-section .branch-detail a{min-height:36px}
 .branches-section .branch-email{font-size:14px;line-height:1.5;overflow-wrap:anywhere}
 .branches-section .map-slot,.branches-section .map-slot iframe{height:200px}
 .branches-section .branch-map .button{font-size:14px;min-height:44px}

 .online-section .online-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 12px}
 .online-section .online-card>.photo{aspect-ratio:1.45}
 .online-section .online-card-body{padding:12px;min-height:146px}
 .online-section .online-card h3{font-size:16px;line-height:1.35;min-height:0;margin-bottom:12px;letter-spacing:normal;overflow-wrap:normal}
 .online-section .online-card .button{font-size:14px;line-height:1.3;min-height:44px;padding:10px 6px}
 .online-section .availability{font-size:13px;line-height:1.4}

 .quote-section .quote-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:20px}
 .quote-section .quote-copy{width:100%;margin-bottom:0}
 .quote-section .quote-form{width:100%;min-width:0;padding:16px}
 .quote-section .quote-form .form-grid{grid-template-columns:minmax(0,1fr);gap:14px}
 .quote-section .quote-form .field{grid-column:1/-1;min-width:0}
 .quote-section .quote-form .policy-tabs{gap:8px}
 .quote-section .quote-form .policy-tabs span{font-size:14px;min-height:48px}
 .quote-section .quote-form .form-help{font-size:13px;line-height:1.5}
 .quote-section .quote-form>.button{width:100%;min-height:48px;font-size:14px}
 .quote-section .quote-photo{position:relative;inset:auto;width:100%;height:auto;min-height:0;aspect-ratio:1.6;margin:0;opacity:1;border-radius:9px;overflow:hidden}
 .quote-section .quote-photo:after{display:none}

 .site-footer{padding-top:24px}
 .site-footer .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 20px}
 .site-footer .footer-brand{grid-column:1/-1}
 .site-footer .footer-brand .brand-image{width:220px;max-width:100%;max-height:none}
 .site-footer h2{font-size:16px;line-height:1.4;margin-bottom:12px}
 .site-footer li a,.site-footer .footer-brand p,.site-footer .footer-branches>div,.site-footer .footer-branches a{font-size:14px;line-height:1.5}
 .site-footer li a,.site-footer .footer-branches a{min-height:44px}
 .site-footer .footer-bottom{flex-direction:column;align-items:flex-start;gap:12px;margin-top:24px;padding-block:20px;font-size:13px}
}
@media(max-width:374px){
 .online-section .online-grid,.site-footer .footer-grid{grid-template-columns:minmax(0,1fr)}
 .online-section .online-card-body{min-height:0}
}

/* V11: readable forms/branches and the existing purchase catalog. */
.quote-section .quote-form .field>label,.contact-section .contact-form .field>label{font-size:16px;line-height:1.5;margin-bottom:6px}
.quote-section .quote-form .field :is(input,select,textarea),.contact-section .contact-form .field :is(input,select,textarea){font-size:16px;line-height:1.5}
.quote-section .quote-form input::placeholder,.quote-section .quote-form textarea::placeholder,.contact-section .contact-form input::placeholder,.contact-section .contact-form textarea::placeholder{font-size:16px;color:#435d73;opacity:1}
.quote-section .quote-form :is(.form-help,.privacy-note,.field-error,.form-status),.contact-section .contact-form :is(.form-help,.privacy-note,.field-error,.form-status){font-size:15px;line-height:1.6}
.quote-section .quote-form :is(.form-help,.privacy-note),.contact-section .contact-form :is(.form-help,.privacy-note){color:#344f66}
.quote-section .quote-form .form-grid,.contact-section .contact-form .form-grid{gap:14px 16px}
.quote-section .quote-form .policy-tabs span{font-size:16px;min-height:48px}
.branches-section .branch-card h3{font-size:20px;line-height:1.3}
.branches-section .branch-card address,.branches-section .branch-detail,.branches-section .branch-detail a{font-size:16px;line-height:1.5}
.branches-section .branch-email{grid-column:1/-1;min-width:0;margin:0;font-size:16px;line-height:1.5;overflow-wrap:normal;white-space:nowrap}
.branches-section .branch-card address,.branches-section .data-note{color:#435d73}
.branches-section .branch-detail{margin-bottom:12px}
.branches-section .branch-detail a{min-height:36px}
.branches-section .branch-map .button{font-size:16px;line-height:1.4;min-height:44px}
.branches-section .map-attribution{font-size:12px}
.branches-section .data-note{font-size:14px;line-height:1.5}
.branches-section .muted,.contact-section .muted{font-size:16px;line-height:1.5}
.purchase-catalog .purchase-help{margin-top:28px;padding:28px;background:#f4faff;border:1px solid #dbe8f1;border-radius:8px}
.purchase-catalog .purchase-help h2{color:var(--patronat-navy)}
.purchase-catalog .purchase-help p+p{margin-top:12px}
.purchase-catalog a.catalog-entry{display:block;padding-bottom:14px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);text-decoration:none}
.purchase-catalog a.catalog-entry>.insurer-card{border:0;box-shadow:none;background:transparent}
.purchase-catalog a.catalog-entry:is(:hover,:focus-visible){border-color:var(--green);box-shadow:0 4px 14px #01275418}
.purchase-catalog a.catalog-entry:focus-visible{outline:3px solid var(--green-dark);outline-offset:3px}
@media(max-width:767px){.purchase-catalog .purchase-help{padding:20px}}

/* V12: header only; crop the approved logo's transparent canvas in CSS. */
.site-header .brand{flex:0 0 clamp(300px,23vw,360px)}
.site-header .brand-image.brand-approved{width:100%;height:auto;max-height:none;aspect-ratio:5.5;object-fit:cover;object-position:50% 53%}
.site-header .header-buy{flex:0 0 auto;min-width:max-content}
@media(min-width:1280px){
 .site-header .nav-list{gap:clamp(10px,.9vw,18px)}
 .site-header .nav-list a{font-size:18px}
}
@media(width < 1251px){.site-header .brand{flex-basis:280px}}
@media(width < 1280px){
 .site-header .primary-nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;border-top:1px solid var(--line);padding:18px 32px;box-shadow:0 10px 15px #1232;max-height:75vh;overflow:auto}
 .site-header .primary-nav.is-open{display:block}
 .site-header .nav-list{flex-direction:column;align-items:stretch;gap:2px}
 .site-header .nav-list a{padding:8px 12px;min-height:48px}
 .site-header .menu-toggle{display:block;flex:0 0 44px;width:44px}
}
@media(max-width:767px){
 .site-header .header-inner{flex-wrap:wrap;gap:8px 10px;padding-block:10px}
 .site-header .brand{flex:0 1 260px;max-width:calc(100% - 54px)}
 .site-header .menu-toggle{margin-left:auto}
 .site-header .header-buy{order:1;flex:1 0 100%;width:100%;min-width:0;min-height:44px;margin-left:0;padding:10px 16px;font-size:14px;white-space:normal}
}

/* V13: original transparent footer logo at its natural aspect ratio. */
.site-footer .footer-brand .brand-image.brand-approved{width:260px;max-width:100%;height:auto;max-height:none;aspect-ratio:auto}

/* V14: purchase methods above the existing online product filters. */
.purchase-catalog .purchase-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin:28px 0 32px}
.purchase-catalog .purchase-option{min-width:0;padding:24px;border:1px solid var(--line);border-radius:8px;background:#fff}
.purchase-catalog .purchase-option h2{margin:0 0 12px;font-size:24px;line-height:1.3;color:#012754}
.purchase-catalog .purchase-option p,.purchase-catalog .purchase-unavailable{font-size:16px;line-height:1.5}
.purchase-catalog .purchase-option p{margin:0;color:var(--muted)}
.purchase-catalog .purchase-option .purchase-option-hint{margin-top:20px;color:#012754}
.purchase-catalog .purchase-option-office{background:#f0f6fb;border-color:#c9dae9}
.purchase-catalog .purchase-option-label{display:inline-block;margin-bottom:10px;font-size:16px;line-height:1.4;font-weight:700;color:#012754}
.purchase-catalog .purchase-option .button{margin-top:20px;min-height:44px;padding:10px 16px;font-size:16px;white-space:normal}
.purchase-catalog .purchase-unavailable p{margin:0 0 12px}
.purchase-catalog .purchase-unavailable .text-link{font-size:16px;min-height:44px}
@media(max-width:767px){
 .purchase-catalog .purchase-options{grid-template-columns:minmax(0,1fr);gap:16px;margin:24px 0}
 .purchase-catalog .purchase-option{padding:20px}
 .purchase-catalog .purchase-option h2{font-size:22px}
 .purchase-catalog .purchase-option .button{width:100%}
}

/* V15: a distinct subcategory step, with an explicit selected state. */
.purchase-catalog .purchase-subcategory{padding:24px;border:1px solid #c9dae9;border-radius:8px;background:#f4f8fb}
.purchase-catalog .purchase-subcategory .catalog-step{margin:0 0 12px;color:#012754;line-height:1.35}
.purchase-catalog .subcategory-help{margin:0 0 20px;font-size:16px;line-height:1.5;color:#344f66}
.purchase-catalog .purchase-subcategory .subcategory-tabs{margin:0;gap:12px;align-items:stretch}
.purchase-catalog .subcategory-tabs :is(a,.subcategory-selected){display:flex;align-items:center;justify-content:center;min-height:48px;padding:12px 18px;border:1px solid #a8bdce;border-radius:6px;background:#fff;color:#012754;font-size:16px;line-height:1.4;font-weight:600;text-align:center}
.purchase-catalog .subcategory-tabs a:hover{border-color:var(--green-dark);background:#edf8f3}
.purchase-catalog .subcategory-tabs a:focus-visible{outline:3px solid var(--green-dark);outline-offset:3px}
.purchase-catalog .subcategory-tabs :is(a[aria-current="page"],.subcategory-selected){background:var(--green-dark);border-color:var(--green-dark);color:#fff;font-weight:700}
.purchase-catalog #catalog-title{margin-top:32px}
/* Purchase guidance uses the existing smooth anchor scrolling and reduced-motion rule. */
.purchase-catalog .purchase-option:first-child{display:flex;flex-direction:column;align-items:flex-start}
.purchase-catalog .purchase-next{display:flex;flex-direction:column;align-items:center;gap:8px;margin-top:auto;padding-top:20px;min-height:44px;color:var(--green-dark);font-size:16px;font-weight:600;text-align:center}
.purchase-catalog .purchase-next .icon{width:28px;height:28px;transform:rotate(90deg);animation:pat-purchase-next 2.4s ease-in-out infinite}
.purchase-catalog .purchase-next:is(:hover,:focus-visible){text-decoration:underline;text-underline-offset:4px}
.purchase-catalog .purchase-next:focus-visible{outline:2px solid var(--green-dark);outline-offset:4px}
@keyframes pat-purchase-next{0%,100%{transform:translateY(0) rotate(90deg)}50%{transform:translateY(5px) rotate(90deg)}}
@media(prefers-reduced-motion:reduce){.purchase-catalog .purchase-next .icon{animation:none}}
.purchase-catalog .purchase-office-card{grid-column:span 2;display:flex;flex-direction:column;align-items:flex-start;gap:12px;padding:22px;border:1px solid #b8dacf;border-left:4px solid var(--green);border-radius:8px;background:#f3faf7;min-width:0}
.purchase-catalog .purchase-office-card h3{font-size:20px;line-height:1.3;color:#012754;margin:0}
.purchase-catalog .purchase-office-card p{font-size:16px;line-height:1.5;color:var(--muted);margin:0}
.purchase-catalog .purchase-office-card .text-link{font-size:16px;min-height:44px;margin-top:auto}
@media(max-width:767px){
 .purchase-catalog .purchase-subcategory{padding:20px}
 .purchase-catalog .purchase-subcategory .catalog-step{font-size:20px}
 .purchase-catalog .purchase-subcategory .subcategory-tabs{gap:10px}
 .purchase-catalog .subcategory-tabs :is(a,.subcategory-selected){padding-inline:14px}
}

/* Equal offer tiles and a larger Compensa mark inside its existing tile. */
#oferta .offer-grid{align-items:stretch;grid-auto-rows:1fr}
#oferta .offer-toggle{height:100%}
@media(max-width:1023px){#oferta .offer-submenu{position:absolute}}
@media(min-width:768px) and (max-width:1023px){#oferta .offer-card:nth-child(4n) .offer-submenu{left:auto;right:-1px}}
@media(min-width:768px){
 #oferta .offer-toggle{justify-content:flex-start}
 #oferta .offer-toggle strong{display:flex;align-items:center;justify-content:center;flex:1}
 #oferta .offer-toggle small{min-height:2.8em}
}
.insurer-card img.insurer-logo-compensa{transform:scale(1.55);clip-path:inset(20% 15%)}
#szkody .insurer-card img.insurer-logo-compensa{transform:scale(2.2);clip-path:inset(30% 25%)}
@media(max-width:1023px){#szkody .insurer-card img.insurer-logo-compensa{transform:scale(1.8);clip-path:inset(25% 20%)}}
.quote-message-help p{margin:0}
.quote-message-help p+p{margin-top:8px}
.quote-form .quote-test-note{padding-top:6px}

/* Compact homepage quote: retain all fields and the existing mobile layout. */
@media(min-width:768px){
 .home #wycena{padding-block:14px}
 .home #wycena .quote-grid{grid-template-columns:32% minmax(0,1fr);gap:20px;min-height:0}
 .home #wycena .quote-copy{align-self:start;margin-top:250px}
 .home #wycena .quote-copy h2{margin-bottom:10px;line-height:1.15}
 .home #wycena .quote-copy>p{margin-block:0;line-height:1.3}
 .home #wycena .check-list{margin-top:18px}
 .home #wycena .check-list li{margin-block:8px;line-height:1.35}
 .home #wycena .quote-form{padding:14px}
 .home #wycena .quote-form .policy-tabs{margin-bottom:10px}
 .home #wycena .quote-form .policy-tabs span{min-height:44px;padding-block:6px;line-height:1.3}
 .home #wycena .quote-form .form-grid{gap:10px 16px}
 .home #wycena .quote-form .field>label{line-height:1.35;margin-bottom:4px}
 .home #wycena .quote-form .field textarea{min-height:72px;line-height:1.3}
 .home #wycena .quote-form :is(.form-help,.privacy-note){line-height:1.4}
 .home #wycena .quote-form .privacy-note{margin-block:8px}
 .home #wycena .attachments-unavailable{padding:8px}
}
@media(min-width:768px) and (max-width:1023px){
 .home #wycena .quote-grid{gap:16px}
}
@media(min-width:1280px){
 .home #wycena .quote-copy{margin-top:clamp(120px,calc(294px - 9vw),172px)}
 .home #wycena .quote-form .form-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
 .home #wycena .quote-form:has([name="insurance"]:is([value="oc"],[value="ocac"]):checked) .field-wide:has(#quote-message){grid-column:span 2}
}

/* Shared translucent ribbons at the left edge of the navy panels. */
.home #wycena,.site-footer{background-image:url('../navy-ribbons.svg');background-position:left center;background-repeat:no-repeat;background-size:min(620px,46vw) 100%}
@media(max-width:767px){
 .home #wycena,.site-footer{background-position:left top;background-size:420px 460px}
}